Himmat Card Quarterly Stipend
The Government of Punjab, under the leadership of Chief Minister Maryam Nawaz Sharif, has officially increased the quarterly stipend of the Himmat Card programme to Rs. 10500. This important step aims to provide better financial support and dignity to Persons with Disabilities (PWDs) across the province.
The government has also shifted from manual cash distribution to a secure ATM-based system, ensuring transparency and direct access to funds.
Specially-Abled Community Empowerment
Financial Support with Dignity
The Himmat Card is more than just financial aid it is a comprehensive social protection initiative designed to empower differently-abled individuals.
With the increase to Rs. 10,500 per quarter, beneficiaries can better manage:
- Medical expenses
- Specialized healthcare needs
- Daily household utilities
- Essential living costs
Focus on “Not Fit to Work” Individuals
This program specifically targets individuals who are physically or mentally unable to work, ensuring they are not left behind in Punjab’s development journey.
Eligibility Criteria and Distribution Process
Who Can Apply?
The Punjab Social Protection Authority (PSPA) has defined clear eligibility conditions:
- Must have a verified Disability Certificate
- Must be declared “Not Fit to Work”
- Should not be employed in government or private sector
- Should not be receiving benefits from programs like BISP or Zakat
- Must have a PMT score below 45
- Must be a resident of Punjab with a valid CNIC
Payment Method
Eligible individuals receive payments through:
- Bank of Punjab (BOP) ATM Card
- Direct withdrawal from any BOP ATM
This ensures a transparent and hassle-free payment system.
official government portal:https://swd.punjab.gov.pk/Himmatcard
Himmat Card Program at a Glance
Key Features
- Stipend Amount: Rs. 10,500 (Quarterly)
- Eligibility: Certified Persons with Disabilities
- PMT Score: Below 45
- Payment Method: BOP ATM Card
- Target Group: Special persons (PWDs)
- Residency: Punjab (CNIC required)

Registration Process & Status Check
How to Register?
The registration process is now fully digital and paperless:
- Ensure your data is updated in the Disable Person Management Information System (DPMIS)
- Submit your details through the official portal
- Wait for verification by the Social Welfare Department
- Collect your Himmat Card from the designated center or bank branch
Check Registration Status
Applicants can check eligibility and registration status through the official government portal.
How to Check Himmat Card Balance
You can easily check your balance using:
- Any Bank of Punjab ATM
- BOP Mobile Banking App (if registered)
Required Documents
To apply for the Himmat Card, you need:
- Original CNIC with disability logo
- Valid Disability Certificate issued by Punjab Social Welfare & Bait-ul-Maal Department
Conclusion
The increase in the Himmat Card stipend to Rs. 10,500 is a significant step towards financial inclusion and social protection for Persons with Disabilities in Punjab. With a transparent ATM-based system and clear eligibility criteria, the program ensures that support reaches those who need it the most.
FAQs – Frequently Asked Questions
1. Who is eligible for the Rs. 10,500 stipend?
Only Persons with Disabilities (PWDs) who are certified as “Not Fit to Work” and have a PMT score below 45 are eligible.
2. How can I check my Himmat Card balance?
You can check your balance through any BOP ATM or the BOP mobile banking app.
3. Can BISP beneficiaries apply for Himmat Card?
Generally, individuals already receiving BISP or Zakat support are not eligible for this program.
4. Where can I collect my Himmat Card?
After approval, you can collect your card from the nearest designated bank branch or center.

