Himmat Card Payment Withdrawal
The Himmat Card is a landmark initiative by the Government of Punjab, designed to provide financial independence and dignity to Persons with Disabilities (PWDs). If you have received your card and are ready to access your funds, this guide will walk you through the complete withdrawal process safely and efficiently.
Understanding the Himmat Card Initiative
Launched under the direction of Maryam Nawaz Sharif, the Himmat Card serves as a dedicated ATM card for eligible individuals. Through a partnership with Bank of Punjab, beneficiaries receive a quarterly stipend directly into their accounts.
This system removes the need to visit government offices or stand in long queues, giving users 24/7 access to their funds through ATM networks across Pakistan.
Step-by-Step Guide to Withdrawing Himmat Card Payment
Follow these steps to withdraw your payment smoothly from any ATM:
1. Visit a Bank of Punjab (BOP) ATM
Although the Himmat Card works on most ATMs, using a Bank of Punjab ATM is recommended to:
- Avoid extra charges
- Ensure smooth transactions
2. Insert Your Himmat Card
- Insert your card into the ATM slot
- Make sure the chip side goes in first and is facing upward
3. Enter Your PIN Code
- Enter your 4-digit PIN carefully
Security Tip:
Always cover the keypad while entering your PIN to keep it confidential.
Offichal Website ; https://punjab.gov.pk/cm-himmat-card-program
4. Select “Cash Withdrawal”
- Choose “Cash Withdrawal” from the ATM screen
- Select account type: Current or Default (as per your card instructions)
5. Enter Withdrawal Amount
- Enter the amount you want to withdraw
- Make sure it is within your available balance
Usually, the quarterly stipend is around PKR 10,500
6. Collect Cash & Receipt
- First, collect your cash
- Then take your ATM card
- Print the receipt for record and balance check
Quick Reference Table
| Feature / Step | Action Required | Important Note |
|---|---|---|
| Card Activation | Visit BOP branch or call helpline | Required before first use |
| Withdrawal Limit | Enter amount within stipend limit | Usually PKR 10,500 |
| Helpline Support | Call 1100 (Punjab CM Helpline) | For complaints or issues |
Frequently Asked Questions (FAQs)
Q1: What if the ATM machine keeps my card?
Immediately contact the nearest Bank of Punjab branch or call their helpline to:
- Block your card
- Request a replacement
Q2: Are there any withdrawal charges?
- Withdrawals from Bank of Punjab ATMs are usually free
- Other bank ATMs may charge standard 1-Link fees
Q3: Can someone else withdraw money for me?
For security reasons, it’s best that the cardholder performs the transaction.
If assistance is needed:
- Only trust a close family member
- Never share your PIN with strangers
Final Words
The Himmat Card is a major step toward financial inclusion and ease for Persons with Disabilities in Punjab. By following the steps above, you can safely withdraw your payment without any hassle.
If you face any issues, always reach out to official helplines or visit a nearby bank branch for assistance.
